Planning for What's Next

Whether you're approaching retirement or adjusting to a significant life transition, our personalized planning process helps you move forward with a strategy that supports both your life and your legacy.

WHO WE ARE

Experience That Matters

Guidance You Can Count On for Life's Important Decisions

For over 25 years, we've helped individuals and families in the Twin Cities prepare for retirement and adapt to life's turning points—such as divorce, inheritance, or the sale of a business. Whether you're planning for the future or navigating unexpected changes, our experienced team is here to provide steady, informed guidance.

We specialize in working with those aged 50 and over, as well as individuals experiencing major life transitions. Our process is centered on getting to know what's most important to you - your priorities, your goals, and the legacy you want to build. From there, we create tailored strategies to help you move forward with clarity and purpose.

From tax-efficient strategies and estate considerations to investment planning, we provide integrated, personalized solutions—all in one place.

As fiduciary advisors*, we are committed to putting your needs first, simplifying the complex, and helping you make informed decisions at every stage of life.

*Advisors are only legally obligated to act as a fiduciary in advisory relationships. Advisors are not legally obligated to act as a fiduciary in brokerage only relationships.

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WHAT WE DO

Your Comprehensive Wealth Management Partners

Purpose, Planning, and Progress for Your Financial Future

Purpose

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Planning

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Progress

We take the time to understand your unique goals, circumstances, and what matters most to you—both now and in the future.

Our approach goes beyond traditional investment management, offering comprehensive guidance that integrates every area of your financial life, from retirement income and tax strategy to estate and legacy planning.

Financial Planning

We address all areas of your financial life—budgeting, cash flow, education funding, charitable giving, and legacy planning.

Investment Management

Portfolios are tailored to your goals, risk tolerance, and life stage, with a focus on diversification and tax efficiency.

Retirement Planning

We guide you through the transition from saving to spending, helping you prepare for and live through retirement with purpose.

Estate Planning

We work alongside you to establish an estate plan that reflects your values and intentions.

Tax Planning Strategies

We incorporate tax planning into your overall strategy to help manage current and future tax exposure.

Risk Management

We help evaluate insurance options—including life, health, and long-term care—to support your financial plan.

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WHO WE HELP

Tailored Planning for Life's Defining Moments

Comprehensive guidance for retirement transitions and major life changes

Pre-Retirees & Recent Retirees (Ages 50+)

We guide you through the shift from accumulation to distribution, helping you make informed decisions about Social Security, tax strategy, and creating a reliable retirement income plan.

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Individuals Navigating Life Transitions

Whether you're managing an inheritance, going through a divorce, or dealing with the unexpected, we provide steady financial guidance to help you move forward with clarity.

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Legacy-Focused Families

We help families plan intentionally for future generations—coordinating estate strategies, charitable giving, and multi-generational planning.

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Professionals We Work With

In addition to individuals and families, we serve a diverse group of professionals who face unique financial opportunities and challenges: Educators navigating pension plans and state-specific benefits, Small Business Owners managing business succession and tax optimization, and Corporate Executives optimizing stock options and deferred compensation.

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THE SENTIENT DIFFERENCE

From First Conversation to Lasting Partnership

Our time-tested four-step process has helped hundreds transition with confidence into retirement.

Continuous
Partnership

1

Clarify Goals

We begin by understanding your financial goals, timelines, and priorities—so we can focus on what matters most to you.

2

Build a Plan

Next, we create a personalized plan with clear recommendations tailored to your unique situation.

3

Take Action

You choose how to move forward—work with us to implement your plan or use our self-implementation option for those who want to maintain control of execution.

4

Review & Adjust

Life changes, and your plan should too. We regularly review and refine your strategy to keep it aligned with your evolving needs.

Your Next Step Starts Here

From retirement to life's milestones, we're here with comprehensive planning for what's next.

Schedule Your Discovery Call